Are you looking for the perfect high and dry location? This is it! Come check out this one-bedroom, one bath, newly updated condo and enjoy maintenance free living. This desirable ground floor home is in the beautiful 55+ community of Bay Palms Condominiums. You will have peace of mind with all the recent upgrades including newer HVAC (2022), newer water heater (2022), new refrigerator, new slider door and fresh paint throughout. You will love hosting your friends and family in this open concept living space. The bright kitchen is fully equipped. The dining area right off the kitchen is perfect for dinners or game night. The comfortable living room overlooks the bright all-weather lanai. This Florida room is set up for you to enjoy your morning coffee or read a great book. Step outside your back door to your private patio to take in the nature that surrounds your home. In your bedroom you will find a spacious room and double door access to two large closets. The full bath has updated features. Outside, you have ample parking with a dedicated parking space as well as exterior storage. Just across the parking area, relax by the pool and meet new friends, play a game on the shuffleboard court, hang out in the cabana or just relax in the courtyard. Your beautiful community is close to convenient shopping and restaurants, and a short drive to the award-winning Gulf Beaches. Just a short walk brings you to a grocery store and full retail center. The drive to Tampa is approximately 30 minutes, where you can enjoy professional sporting events, tourist attractions, and a quick trip to the airport. The low monthly fee includes Cable TV, the pool and amenities, water, sewer, building insurance, trash service, lawn service, exterior maintenance, parking and escrow reserves. Three-month minimum rentals are permitted. No pets. Come see Bay Palm Condos and make this your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$140,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $112,000 | $112,000 | $112,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $745 | $744 | $945 |
Total Monthly Payment | $904 | $903 | $1,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.