3864 Darston STREET, Palm Harbor, FL, 34685 | $429,800

NOT IN A FLOOD ZONE, NO EVACUATION ZONE, NOT IMPACTED By THE HURRICANE!! Maintenance-free Villa. Located in a gated Community this 2 Bedroom, 2 Bath, Bonus Room/Office, 2 Car Garage, VILLA is Move in Ready! The owner has updated the Kitchen with new granite countertops, a garden sink, and a water system for drinking water, no more buying water bottles, and the dishwasher is only 1yr old !n new ceramic tiles in the Living Room and Dining room!! It shows a pride of ownership!! Gorgeous pavers are installed in both the screened lanai and the atrium. The garage door is newer and was also recently replaced. The HVAC is equipped with UV Light and is only 3 years old. Salem Village has a gated entry that closes from 7: 00 PM to 7: 00 AM with remote entry only. The Ridgemoor sub-division is so desirable with its infusion of a variety of wildlife to feast your eyes during your travels inside the sub-division. The Ridgemoor Community offers Tennis, Basketball, and a jungle gym for the kids. Nearby are many shopping options and an eclectic collection of fast food and upscale dining. Tampa International and Clearwater Airport are close by along with several area beaches. Internet and Cable also included in HOA fees. Please Come and see it ASAP !!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,659
  • Acreage: 0.1
  • Est. Taxes: $3,331
  • HOA Fee: $74 Monthly
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: U8249709
  • Days on Market: 138 days
  • Website: https://www.raveis.com
    /prop/U8249709/3864darstonstreet_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 2:39:34 AM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-531-2006

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3864 Darston STREET, Palm Harbor, FL, 34685

$429,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,840 $343,840 $343,840
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $278 $278 $278
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,317 $2,285 $2,900
Total Monthly Payment $2,670 $2,638 $3,253

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.