Welcome to your incredibly spacious and meticulously maintained Andalusia home in St Johns County with NO CDD fees! The Andalusia community offers a sparkling community pool, community clubhouse, and multiple play areas, and is right next door to amenity-rich Treaty Park. Treaty Park offers shaded walking/running trails, a lake, playground, numerous ball fields, basketball courts, pickleball/tennis courts, dog park, and even a skate park. This gorgeous home boasts numerous upgrades that you just won't find with new construction - an additional bathroom added during construction to create two primary suites, soaring 10' ceilings and crown molding in all living areas, an extended screened porch with vinyl windows for endless hours of relaxation or entertainment, gourmet kitchen with double oven and custom cabinets, wood-look tile in all common areas, 3-car garage with overhead storage racks and utility sink, deep irrigation well, and fully fenced backyard with aluminum fencing. Walking in the beautiful front door with leaded glass insert, you're immediately greeted with a welcoming foyer and formal living and dining room. Beyond the formal living room is your gourmet eat-in kitchen with walk-in pantry, quartz countertops, 42" upper cabinets with crown, upgraded stainless steel appliances, classic tile backsplash, double deep-basin farmhouse sink, a wrap-around breakfast bar with room for 6+, and more counter space and cabinet storage than you'll know what to do with. The incredible kitchen overlooks your spacious family room with an abundance of natural light and an 8' slider to your massive extended screened porch. Screened porch has vinyl windows and two ceiling fans, offering endless all-weather enjoyment. Your backyard is fully fenced and features a pavered patio with walkway to both the side and front gates of your oversized corner lot. Home is also double insulated with additional vinyl siding over Hardiboard plank construction. Back inside, your luxurious Owner's Suite boasts a spa-like bath, double walk-in closets, tray ceilings with crown molding, and an additional sitting room with sliders that lead to your screened porch and backyard. Across the home are three additional bedrooms, including another bedroom with its own ensuite bathroom and walk-in closet - perfect for an in-law suite! The two additional bedrooms feature large closets and share a spacious full bath between them. Back through the kitchen and down the hall you will find a generous laundry room with washer and dryer included in the purchase. Just past the laundry room is your oversized 3-car garage, complete with 3 overhead storage racks and utility sink. Home also features a full irrigation system and deep irrigation well to keep your yard lush without increasing your water bill. This home must be seen in person - schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $443,920 | $443,920 | $443,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,697 | $2,697 | $3,508 |
Total Monthly Payment | $2,983 | $2,983 | $3,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.