SELLER IS OFFERING TO PAY FOR 3 MONTHS OF MONTHLY FEES & NEW ROOF BEING INSTALLED BY END OF SEPTEMBER! Welcome to this UPGRADED villa located in the GATED, 55+ community of Stone Creek. You will be greeted by mature landscaping and a walkway to your covered, PRIVATE entry. Inside, the foyer has a drop zone and view into the GREAT ROOM! Wow! This open concept offers a living space that can accommodate oversized furniture with ease and a dining space adjacent to the kitchen which is ideal for entertaining and daily living! The kitchen is a DREAM with wood cabinets, QUARTZ counter tops, glass backsplash and stainless steel appliances that include an LG InstaView™ refrigerator! This is also the ONLY villa for sale with an updated island where two level countertop has been removed and replaced with a one level QUARTZ countertop! The cabinets have pull out shelves making items easily accessible and a built in desk made with the same cabinetry that the builder used making this a PERFECT MATCH! The split floor plan has the master bedroom located in the rear of the home for more privacy. This space is GRAND allowing for larger furniture. The en suite has UPDATES and features that include a walk in shower/glass door enclosure, separate water closet, dual sinks with wood cabinets and storage that includes an extra bank of drawers! The WALK IN closet will hold all your storage needs! The second bedroom can fit a king sized bed and has a wall of closets! The guest bathroom is easily accessed from the second bedroom so your friends and family will feel the comforts of their home! There is a den/office/study with dual French, glass doors which can act as a THIRD BEDROOM when needed. You will enjoy the outdoors with two sets of sliders that will take you outside and into your covered lanai which is under the structural roof! Additional features include CROWN molding, recessed & pendant lighting, QUARTZ counters and rectangular, under mount sinks in both bathrooms, tile installed on a diagonal and laminate flooring in the bedrooms and den (NO CARPET!) The laundry room is INSIDE with loads of cabinetry. The garage houses the water softener, has a screen and epoxy flooring! This is a PET FRIENDLY community (up to 3 allowed with NO WEIGHT LIMIT) with small and large dog parks! This ACTIVE adult community is maintenance free with an 18-hole Championship Golf Course, outdoor resort-style pool with beach entry, indoor pool & spa, fitness center, a full-time LIFESTYLE DIRECTOR, pickleball, baseball, a cafe and more! The Community Emergency Response Team are certified by FEMA and Homeland Security providing immediate assistance which shows the commitment to keeping the community safer and better prepared!
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $225,200 | $225,200 | $225,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,498 | $1,479 | $1,899 |
Total Monthly Payment | $1,768 | $1,749 | $2,169 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.