Safe from Hurricanes Helene and Milton! Welcome to the Ultimate in Coastal Living!
This stunning 2-bedroom, 2-bathroom condo offers breathtaking water views, overlooking Honeymoon Island, Caladesi Island, and the Gulf of Mexico. Imagine enjoying, entertaining, and impressing with these unparalleled vistas.
From the secure lobby, take the private elevator to the 4th floor and only a few steps away into your meticulously maintained condo. As soon as you step through the front door, you’ll be greeted by expansive views of St. Joseph Sound. The north side of the living room boasts almost floor-to-ceiling windows, perfect for all-day dolphin watching.
The open floor plan seamlessly connects the kitchen, dining room, and living room, all offering panoramic water views through a wall of hurricane-rated windows with northern exposure. The kitchen features solid wood cabinets, beautiful countertops, and a breakfast bar, opening up to the dining room and spacious living room, which also provide gorgeous views of the water and barrier islands.
Inside the unit, you'll find plenty of storage closets and a convenient office nook adjacent to the kitchen. Down the hallway, discover the laundry room and a full bath. The primary suite is spectacular, with two large closets, a beautiful en suite bathroom, and windows that let you take in the amazing water views – perfect for enjoying a cup of coffee while watching the sunrise.
With impact windows throughout, solid wood cabinetry, and an updated kitchen, this unit has it all! Island Towers offers a newly renovated clubhouse with a kitchen, workout room, bicycle storage, sauna, kayak rack, heated swimming pool on the water, shuffleboard along the water, pool table, ping pong table, and a fishing dock. There is one covered assigned parking space and plenty of guest parking.
This premium waterfront location is just off the Dunedin Causeway, near golf courses, within walking distance to the Pinellas Trail, and minutes to Honeymoon Island and the nationally top-rated Caladesi Island. Historic downtown Dunedin, with its shops, restaurants, and nightlife, is just a short distance away. Marker One Marina is located just across the street, and there is easy access to Clearwater/St. Pete and Tampa airports.
HOA fees cover water, sewer, trash, cable, internet, pest control, exterior building maintenance, and escrow reserves.
Seize the opportunity to own your affordable piece of waterfront paradise in this 55+ community. Note: Pets are allowed with prior approval. Dogs are not permitted at any time. Units must be owned for one year before renting, with a minimum lease period of twelve months, limited to one lease per year.
Don't miss this opportunity to own a piece of Florida paradise! Schedule your appointment today and fall in love with watching dolphins, swimming, kayaking, fishing, boating, and beach walking.
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,502 | $2,499 | $3,171 |
Total Monthly Payment | $2,731 | $2,728 | $3,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.