Under contract-accepting backup offers. Great new price, same great villa. Welcome to your dream retirement villa nestled within a serene 55 plus gated community. This charming 2-bedroom, 2-bathroom villa is available furnished with all that you'll need to move in, boasting a perfect blend of comfort, convenience, and security. As you step inside, you are greeted by a meticulously maintained living space. The spacious layout provides ample room for relaxation and entertainment, boasting a cozy living area with large triple slider door that leads to your Florida room. It's the perfect spot to savor your morning coffee, exercise, or host intimate gatherings with loved ones. . Your kitchen is nicely appointed and overlooks the dining and living room. You will appreciate the inside laundry room with cabinets for extra storage. For peace of mind during storm season, and extra insurance discounts, the villa comes equipped with hurricane shutters that are easily raised and lowered from inside your home. Parking is a breeze with your own covered, reserved spot conveniently located directly in front of the villa, providing easy access to your doorstep. The Orchards offers a community pool complete with a hot tub and a cabana area to relax in the shade and enjoy the company of friends. The clubhouse host many activities and events throughout the year so you can be as active as you choose to be. Whether you're socializing with neighbors, or attending community events, everything you need is within reach. In this idyllic villa, you'll find the perfect blend of comfort and community. The Orchards of Radcliffe is a gated community in close proximity to shopping, restaurants, beaches and all that the Gulf coast has to offer. Experience the ultimate retirement lifestyle in this welcoming retreat that you'll be proud to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$173,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $138,400 | $138,400 | $138,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $921 | $909 | $1,159 |
Total Monthly Payment | $1,040 | $1,028 | $1,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.