Enjoy the excellent waterfront views of Big Bayou in the highly desired waterfront lifestyle community of Waterside North! This spacious condo that has tile throughout is open and well-lit with natural light. Double French doors open from the living area to a spacious balcony overlooking the water and downtown St. Petersburg! The dining area has a dry bar with upper cabinets with glass panes, wine storage racks, and granite counters. The kitchen also has matching rich wood cabinetry, stainless appliances, and granite counters. The outdoor balcony is covered and has plenty of room for patio furniture to enjoy the STUNNING open water views and downtown St. Petersburg. The main bathroom has a tub/shower combo and granite counters. Other features include: $15k in improvements including (blinds, baseboards, closet system, interior paint, refrigerator, sink and faucet, and bathroom mirror; windows replaced in 2013, full size washer/dryer. The community amenities are ample at Waterside North that contain well landscaped grounds with plenty of space for walking and jogging, a resort style pool & spa, tennis courts, clubhouse, fitness center, kayak/paddleboard storage & launch, and access to the amenities in Waterside South. Walking distance to Coquina Key Park and minutes from downtown St. Petersburg and I-275. Short drive to the gulf beaches! BUILDINGS HAD NO FLOODING DURING HELENE
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,200 | $259,200 | $259,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $328 | $328 | $328 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,724 | $1,723 | $2,222 |
Total Monthly Payment | $2,127 | $2,126 | $2,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.