Under contract-accepting backup offers. Welcome to this meticulously maintained home that encapsulates the Florida lifestyle perfectly. Located in the golf cart friendly quiet & peaceful neighborhood of The Palms inside Venetian Bay, this master plan community offers an 18 hole championship golf course that comes complete with its very own town center offering a large community pool & tiki area, shopping, fitness, salon/spa, restaurants, and a variety of weekly community events. This neighborhood location also boasts only minutes walk for those who like the pickle ball and/or tennis scene. Picture yourself sipping your favorite morning caffeine drink or enjoying your evening adult beverage all while overlooking your very own backyard oasis with a stunning water view & serene atmosphere from your large screened in Florida lanai patio. Enjoy your own little slice of paradise, all while being only a few minutes’ drive from the ocean beaches in New Smyrna, world famous Flagler Ave with its shops & dining galore, & of course the never ending variety of water activities & world class fishing, that comes along with living in a friendly Florida beach town. Once inside this gorgeous home you’ll discover an open floor plan with seamless flow with tile flooring throughout, a large kitchen boasting timeless white cabinetry, granite countertops, stainless steel appliances, an expansive walk-in custom closet pantry, along with extended cabinetry including a dry wine bar, all coming together to create a sophisticated space for cooking, living, and/or entertaining family & friends. The main living area features a beautifully appointed stone wall with electric fireplace, adding warmth and much charm to the home & the spacious master suite offers a backyard water view, complete with master bath en-suite featuring a high top double sink granite top vanity, large walk-in shower, custom walk-in closet, as well as a separate water closet. With the split floor plan, the additional 2nd and 3rd bedrooms are both spacious each with larger closets, offering privacy for family, guests or office space. The interior laundry room provides storage & plenty of room for full sized brand new washer & dryer. Plus, for added weather protection and safety, the entire home is equipped with new top of the line electronic hurricane shutters that open and close literally with a click of a button, & Smart Home technology throughout. The spacious 2 car garage showcases a beautiful epoxy spotless floor, while the exterior of the home features brick paver drive & walk ways, whole-house gutters, fresh exterior paint, and exquisite landscaping. Readily accessible to I-95, top notch medical facilities & everyday shopping necessities close by, you’ll also find within approximately a one hour drive, Orlando Int’l & 2 other regional airports, Disney World/Universal, Cape Canaveral Cruise Port, Kennedy Space Center, plus several state parks and one national park. This is the Florida dream in a nutshell; don’t miss the opportunity to live your dream!
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Our Executive Mortgage Banker:
Our Insurance Division:
$444,994
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,995 | $355,995 | $355,995 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $471 | $471 | $471 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,429 | $2,366 | $3,002 |
Total Monthly Payment | $2,975 | $2,912 | $3,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.