BREATHTAKING VIEWS of the ALAFIA RIVER FROM multiple rooms of the house plus from your unique PRIVATE ELEVATED DECK to watch the sun rise! You’ll feel like you’re on vacation every day. This home boasts endless possibilities for the Entertainer, Boater, Fisherman, and/or Extended Family. Great fishing and a boater's dream with covered boat lift and private dock and the home sitting perfectly between being just minutes to where the bay meets the ocean or heading east towards a smooth, quiet boat ride down the river! The downstairs apartment like; features its own entrance, one bedroom, one bath, plus kitchen and living room with beautiful views. First floor "apartment like" could be utilize as an "in-law suite", college student suite, or have as an "income based" apartment. The main house is on the second level which allows the entertainer in you to come alive with the open floor plan, 3 bedrooms, 2 baths, sun room (could be gym, office etc. ) and two upper decks. Cozy family room with hardwood floors and a wood burning fireplace. Kitchen, dining room, sun room and 2 of the bedrooms have waterfront views. There is room for all of your toys with the oversized 2-car garage. Garage contains an additional area that could be a game room or workshop. No HOA, no CDD fees. Make this YOUR OWN PRIVATE PARADISE. . . . . Don't miss this rare opportunity to call this place HOME and enjoy the Florida lifestyle. You will never want to leave! Minutes to New Coca-Cola Planet, New Advent Hospital (301), I-75, shopping, restaurants etc.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,248 | $5,390 |
Total Monthly Payment | $4,975 | $4,917 | $6,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.