720 Laurel Bay CIRCLE, New Smyrna Beach, FL, 32169 | $410,000

Welcome to your dream retreat in New Smyrna Beach! This 3-bedroom, 2. 5-bathroom townhome offers the perfect blend of modern comfort and coastal charm. Nestled within a tranquil beachside community, this home promises endless sunshine, ocean breezes, and a wealth of outdoor activities. This cozy home is just a short walk to pristine sandy beaches, with easy access to 27th Avenues drive-on beach and beachfront park! On the other side of the home is Indian River Lagoon Park, offering wildlife viewing, walking trails, picnic areas, and a fishing dock! This two-story townhome provides over 1, 600 square feet of living space, featuring two full bathrooms and three bedrooms upstairs, as well as a convenient powder-room located downstairs. This home boasts an open concept living area with an abundance of natural light and a seamless flow to the outdoor patio, perfect for entertaining. The modern kitchen is equipped with stainless steel appliances, granite countertops, and plenty of cabinet space. The large laundry room downstairs offers an additional area for storage. Upstairs, experience the renovated primary suite, offering an expansive walk-in closet, en-suite bathroom, and private balcony. The home offers two generously sized guest bedrooms with large closets and a shared full bathroom. The attached one-car garage offers ample storage space for beach gear and bikes. This coastal home is less than 3-miles from the famous Flagler Avenue and its abundance of one-of-a-kind shops, restaurants, and cafes, making it easy to explore the vibrant local culture. This home is unique as it falls under the short-term rental zone in New Smyrna Beach, so whether you're living in it yourself or using it as an Airbnb/VRBO, it is the perfect home for making memories at the beach. Experience picturesque sunrises on the beautiful beaches New Smyrna has to offer, and don't miss the perfect sunset at the Indian River Lagoon Park! Your coastal adventure awaits, with opportunities for surfing, boating, or simply soaking up the sun. Don't miss this opportunity to own a piece of paradise in New Smyrna Beach, schedule your private tour today and experience coastal living at its finest!

Features

  • Amenities: Other
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Other
  • Year Built: 1987
  • Garage: 1-car Driveway, On Street
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,608
  • Acreage: 0.03
  • Est. Taxes: $5,218
  • HOA Fee: $140 Monthly
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: A4616717
  • Days on Market: 118 days
  • Website: https://www.raveis.com
    /prop/A4616717/720laurelbaycircle_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/27/2024 2:47:07 PM)
Listing courtesy of SAVVY AVENUE, LLC   Phone: 888-490-1268

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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720 Laurel Bay CIRCLE, New Smyrna Beach, FL, 32169

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $435 $435 $435
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,265 $2,210 $2,790
Total Monthly Payment $2,775 $2,720 $3,300

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.