Under contract-accepting backup offers. More Upgrades than a New House on this Concrete w/Stucco built home located in Lakeview Woods Gated Community! Upgrades include: Rock garden beds with landscaping, Screen Room with insulated aluminum roof 2019, Rain Gutters, Privacy fenced back yard, raised Organic vegetable bed and New Washer & Dryer. New Architectural Roof 2021. Deed restricted community features private access to spring fed Lake Waldena, beach, 2 fishing docks, playing field & pavilion area. This CBS split plan, open concept home has cathedral ceilings in main areas with Pergo XP engineered laminate flooring that looks and feels like real wood in living areas and bedrooms. All bedrooms have crown molding & remote operated ceiling fans. Kitchen has new marble look tile floor, Stainless LG refrigerator & microwave and a bar area for extra seating that is open to the living area. Master bathroom has double sinks, two walk-in closets with customized storage, new marble look tile floor and separate water closet. Screened room in privacy fenced back yard for outdoor enjoyment and a plastic storage shed. Free RV or Boat storage in the community, keyed postal boxes near front gate and new paved roads. Live close to Ocala but near all that the Ocala National Forest has to offer with its freshwater springs, rivers & lakes for boating, fishing, trails, hunting & camping. Owner financing possible from 25% down. Watch the YouTube video in the link.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $203,920 | $203,920 | $203,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,340 | $1,355 | $1,720 |
Total Monthly Payment | $1,591 | $1,606 | $1,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.