If you're looking for easy living and a Florida lifestyle, then welcome home! Located in gated Chattam Landing, this charming 3-bedroom, 2-bathroom retreat features vaulted ceilings and transom accent windows bringing in natural lighting. A wall of French doors that open to the pool lanai brings the outdoors inside. In 2023, the large, screened-in, heated, saltwater pool was refinished. An efficient, solar powered Pentair pump and filter ensure year-round enjoyment and easy maintenance. Like having neighbors but like privacy a little more? There's a wall surrounding the pool area offering complete seclusion and the home backs onto a peaceful conservation area providing tranquility and privacy. The primary bedroom has its own French door to the lanai, plus another door gives convenient access to the primary bath so wet feet don't slip-and-slide through the house!
In May 2024 the exterior was painted and the tile roof installed in 2015. Yes, Florida can have a couple cool days each year so cozy up by the wood-burning fireplace. Stay cool during the rest of the year with an HVAC system installed in 2023 complete with a top-of-the-line UVC air purifier. You'll also appreciate the convenience of an inside laundry room and door leading to the back of the property.
The home features gutters with a leaf filter (2023), an ADT security system (2022), and a recently updated garage door (2022) plus opener (2024). Ground maintenance and exterior painting are handled by the HOA.
Ridgemoor features ponds with fountains and offers fantastic amenities like lighted tennis courts, basketball courts, a playground, walking trails, and night time security. Located in the desirable East Lake area, you're close to shopping, schools, restaurants, the YMCA, Brooker Creek Preserve & Nature Center, library, AMC Movie Theater, and the Pinellas Trail Extension.
Don’t miss out on this beautiful home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $533 | $533 | $533 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,258 |
Total Monthly Payment | $3,135 | $3,133 | $3,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.