According to analysts, there will be a 4% increase in home prices by 2025. . . and with dropping interest rates, I'd schedule a showing today of this promising property before you tell yourselves, "Coulda', shoulda', woulda'. . . "
The average rate on a 30-year mortgage is around 6. 0%! Maybe you ought to call your lender now because as interest rates drop, the demand for housing will increase. . . so don't miss out, make the call, and schedule your showing today of this gorgeous custom built SALTWATER POOL home located in the highly sought after and gated community of HARBOUR OAKS - an unincorporated community of Florida's Punta Gorda in Charlotte County and only minutes from commerce, retail, and public transportation:
•USDA-eligible = 100% Financing!! Discuss with your lender this fabulous financing option.
•ROOF REPLACED IN THE FALL OF 2023. NON-FLOOD ZONE. NO HOA FEES: Although located in a Civic Association, THIS PARTICULAR HOME IS NOT SUBJECT TO ANY ASSOCIATION FEES unlike most of the homes in this beautifully manicured community. Future owners have the option to either join the association or not.
•An elegant glass door, that includes a side glass door which opens expanding the entrance for a swift move-in, welcomes you right into a cozy foyer equipped with a gorgeous lighting fixture that conveys with the sale.
•A flex space that could double as an office, den or a guest bedroom.
•The interior laundry room comes equipped with a side-by-side washer and dryer set, cabinets, and shelves.
•Step into the epoxied floor, oversized 3 car garage that includes remote controls for all three garage doors; as well as a refrigerator and a freezer.
•The expansive living room exhibits a trey ceiling with recess lighting, an elegant ceiling fan, and amazing remote-controlled shades!
•Put your culinary skills to good use in the fully equipped kitchen which includes a walk-in pantry, under cabinet lighting, granite countertops, all appliances, the three pendant light fixtures, 2 skylights for natural lighting.
•The cozy dining area includes the gorgeous light fixture featured in the photos to match the light fixture in the foyer.
•Step into the master quarters where you will find peace and serenity. The master includes private access to the pool and backyard, tray ceiling with ceiling fan and recess lighting, arched window and its en suite master bathroom.
•Skylight in the master bathroom, granite countertops for the split vanities each with a sink and medicine cabinet; a fully tiled walk-in shower with a privacy wall, and a water closet with a pocket door. Guest bathroom has a tub, shower, granite countertop and a medicine cabinet.
•Split floorplan; guest bedrooms include ceiling fans. The back guest bedroom includes private access to the pool and a walk-in closet.
•Saltwater pool w/heat pump. Lanai includes remote-controlled sun shades.
•Items that convey with the sale: kitchen bar stools, lanai furniture, potted plants, storage racks in garage, rug in master bedroom, all kitchen appliances, washer, dryer, freezer & refrigerator in garage.
Properties like this are a dream for many so don't miss out and schedule your showing today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,936 | $5,053 |
Total Monthly Payment | $4,523 | $4,473 | $5,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.