Southshore Bay! This home is over 2, 500 square feet and one of the best DR Horton floor plans the Robie. The home boasts 5 bedrooms, 3 full bathrooms, and an open floor plan concept for the living room/dining/kitchen areas. The kitchen is a chef's dream, with a large, upgraded granite center island perfect for bar-style eating or entertaining, a sizable pantry, and ample cabinets and counter space. The loft area upstairs is a perfect area for an office, game room or play area. The second floor features a split bedroom floor plan with master suite and 3 additional bedrooms, and another full bathroom with upgraded granite tops. The laundry room is conveniently located on the second floor. An additional bedroom is located on the first floor and is perfect for guests. Southshore Bay is an active resort style community, with a 5-acre lagoon! This massive beach resort-style pool offers a range of activities such as paddleboarding, kayaking, and even scuba diving. You can enjoy a water slide, an inflatable obstacle course, sandy beaches, and even a swim-up Tiki bar. Your HOA includes Spectrum UltraFi internet and cable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $520 | $520 | $520 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,127 | $2,699 |
Total Monthly Payment | $2,751 | $2,722 | $3,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.