. 77 ACRE LOT Conservation! Conservation! Conservation! This Large WOODED LOT feels like your own private park in the backyard - and flood insurance is not required! This Lake St. Charles home sits on an oversized lot with a conservation view, offering you a serene and private retreat. The community amenities, large FULLY fenced yard, screened lanai, and ultra-convenient location make this home a standout.
Step inside through the double door entry and be greeted by an inviting layout. The front of the house features formal living areas, including a formal dining room and a formal living room with access to the lanai. The large kitchen is perfect for all the cooks in the house, boasting stainless steel appliances and stone countertops. Enjoy your meals in the sunny breakfast nook, which also provides access to the screened lanai.
The bright and open family room features vaulted ceilings and tile floors, creating a spacious and airy atmosphere. The primary suite is a true retreat with large walk-in closet, two sinks, a shower, and a relaxing garden tub. The split bedroom layout ensures privacy for everyone.
Nice Laundry Room with touch screen steam washer and dryer. Wifi ready garage door opener is whisper quiet too.
The extended screened lanai overlooks one of the larger lots in the community, offering a park-like setting right in your own backyard. Outdoor Patio is a great place for your outdoor grill too. PLUS the yard as a separate fenced area for dog lovers.
Lake St. Charles is a popular community known for its events and amenities, including a large community pool with a lake view, walking trails, tennis courts, basketball courts, a sports field, and a fishing pier. The location is just minutes away from shopping and highways, making your commutes a breeze.
With its open layout, move-in readiness, and newer HVAC system (2023), this home is ready for you to move in and start enjoying the Lake St. Charles lifestyle. Be sure to come see this home today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,611 | $2,609 | $3,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.