This home is ideally located in Highland Park, a community with a wonderful lake-front clubhouse that features a beautiful resort-style swimming pool, a state-of-the-art gym, and a fishing pier. This traditional residence welcomes you and your guests with its charming 31' front porch, brick pavers and a classic front door with a transom window. This move-in ready property is freshly painted and a new roof was just completed in 2024! With the ideal blend of sophistication and coziness, the interior features include 10-foot ceilings, crown and wall moldings, plantation shutters, beautiful wood flooring and French doors. This clever floor plan offers a living and dining room area with plenty of space for formal gatherings and an attractive, arched pony wall between the dining and family rooms, keeping the area visually open while offering separate activity zones for family and friends. The spacious kitchen features 42-inch cherry cabinets with crown molding, butterfly granite, a five-burner gas range, stainless appliances, a traditional stone backsplash, a center island and breakfast bar seating. The bright and cheerful breakfast nook offers an abundance of windows. A private entryway leads into the primary suite which includes travertine floors and a beautifully updated bath with travertine and marble finishes, plus a luxurious soaking tub and separate shower. The large walk-in closet features well-designed built-ins. The one-bedroom, one-bath guest/apartment/in-law suite over the garage is rentable for additional income and offers almost 800 square feet of living area with a separate entry, full kitchen, full bath, spacious great room and a bedroom. Three secondary bedrooms comprise a separate wing of the main house. A 13-foot covered, screened patio adds extra outdoor living space, and the low-maintenance yard is ideal for pets with wrought-iron fencing. The rear-entry two-car garage offers an expanded three-car driveway for additional parking. Highland Park is an active community with quaint and charming neighborhoods with parks, playgrounds and nature trails. Fun community activities include annual Halloween parties, holiday pageants, Easter egg hunts, music festivals and pool parties. Best of all, Highland Park is next to the popular 138-acre Ed Radice Sports Complex and zoned for highly rated schools. Truly a must see!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.851% | 6.790% |
Monthly Tax Payment | $1,084 | $1,084 | $1,084 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,605 | $4,665 | $6,315 |
Total Monthly Payment | $5,781 | $5,841 | $7,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.