Welcome to this inviting 4-bedroom, 2-bathroom single-family home nestled in the heart of New Smyrna Beach. As you step inside, you'll be greeted by a spacious living room area adorned with a large picture window, laminate floors, and a comforting ceiling fan, creating an inviting ambiance for relaxation or entertainment. The kitchen boasts stainless steel appliances, including a convenient gas range, ideal for culinary enthusiasts. With a sizable eat-in kitchenette complemented by sliding doors leading to the backyard, you'll find the perfect spot to enjoy morning coffee or family meals bathed in natural light. Venturing down the hallway from the living room, you'll discover the private quarters, consisting of a generously sized primary bedroom featuring an attached bathroom complete with a vanity and shower. Adjacent to the primary bedroom are three additional bedrooms, providing ample space for family members or overnight guests. Outside, the expansive fenced yard offers plenty of room for outdoor activities and gatherings, while a concrete patio invites you to soak in the sunshine or host barbecues with loved ones. In addition to its other amenities, this home also boasts a convenient front patio where you can unwind and greet neighbors passing by. Step outside, and you'll discover an attached laundry room, offering convenience and efficiency to your daily household tasks. Plus, rest assured knowing that the roof was replaced in 2018, ensuring both comfort and peace of mind. Furthermore, the 2-car covered carport not only shelters your vehicles from the elements but also enhances the home's curb appeal, offering both functionality and style. With these added features, this home truly provides a comfortable and inviting living experience for you and your family. With its desirable features and move-in-ready condition, this delightful home presents a wonderful opportunity to embrace the laid-back lifestyle of New Smyrna Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,859 | $1,857 | $2,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.