If great water views and incredible Florida sunsets are on your “must have” list…you “must see” this fantastic 2 bedroom/2 bath villa in Emerald Pointe. Immediately upon entering, the soaring ceilings, open floor plan and expansive views will give you the impression of a much larger home. Turning to the right you will be impressed with the bright and airy living room with a full view of the Harbor just beyond your private deck. Here too, you will find a wood burning fireplace to add even more charm to this welcoming room. Adjacent to the living room is the large enclosed lanai providing even more living space. Just beyond the entry is the formal dining room with a large slider and view of the atrium. The kitchen boasts of solid wood cabinets, granite countertops, and stainless steel appliances. Here you will also find casual countertop dining for 4. Open to the kitchen is a large family room…ideal for relaxing or spacious enough for entertaining family and friends. The primary bedroom has an incredible harbor view and allows direct access to both the enclosed lanai and the deck beyond. The primary bath offers two water closets/vanities and a shared walk-in shower…a unique and very desirable feature. The guest bedroom is well sized, bright, and airy with atrium view. The updated guest bath features a tub & shower combination.
Outside you will find a massive deck where you and “50 of your closest friends” can enjoy magnificent sunsets, holiday fireworks, boats cruising by, and cooling harbor breezes. Or step down to the lower deck and cast a line at your very own fishing spot. The possibilities are endless. The owners have tastefully and continuously updated the property within the last two years with all new floors, refrigerator, microwave, water heater, and a new roof.
Emerald Pointe sits directly on the shore of Charlotte Harbor and is only 5 minutes from downtown Punta Gorda where you can enjoy the many fine restaurants, shops, and the weekly farmers markets. Punta Gorda is alive with concerts, arts & crafts shows, cars shows and much more…something for every taste and interest. And if staying closer to home is your desire, Emerald Pointe offers so much within the community…3 pools, 5 tennis courts, pickleball courts, bocce courts, putting green, fitness center, and a seasonal restaurant. And don’t forget, included in your HOA fees is a boat dock or boat/trailer storage on a first come first served basis. Call for your private showing today…homes with features and views like this don’t last long. All dimensions and specifications are deemed to be accurate and should be verified by the buyer or to the buyer's agent satisfaction.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,228 | $3,185 | $4,041 |
Total Monthly Payment | $3,809 | $3,766 | $4,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.