Under contract-accepting backup offers. The price has been reduced. Please look at the price reduction activity, it's not because of the condition of the property as it is a beautifully maintained home. Compare this home with those in the same price range and you will see the other homes just don't compare. The Solar unit is a huge bonus as the unit was purchased not leased! Therefore you only pay about $30/month for electricity! You will not have to buy the solar! Huge savings! This property is in fabulous condition nestled in the heart of River Crossing, this New Port Richey property offers a unique blend of tranquility and convenience. Step inside to discover a thoughtfully designed interior that maximizes space with upgraded fans in every room, 3 ½ in plantation shutters, with an Alarm system throughout the property. The split floor plan seamlessly connects the living and kitchen area, creating a welcoming atmosphere for both daily living and entertainment. The kitchen boasts 42-inch soft closing wood cabinets, granite countertops that are bright and fully updated. Also this wonderfully maintained property has double pane windows and doors made by Anderson which are a huge savings. The primary suite is 23’ 1” x 12’ 2”. which is very large for a home this size and to accompany the large bedroom is an impressive walk-in closet measuring 9’6” x 10’7” with walls painted with a warm comforting tone. The laundry room is also a wonderful bonus with shelves to store all your cleaning products. Home sits about one mile from the 8500-acre Starkey Wilderness Park with 13 miles hike and bike trails. Green Key Island, Springs Trail, Sims Park are all here in New Port Richey. The town was founded in 1887 and the downtown has been improved with dining, entertainment and an area to launch kayaks! All this ensures that you're well connected to the community and enjoying the Florida lifestyle.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,800 | $292,800 | $292,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,827 | $1,779 | $2,314 |
Total Monthly Payment | $2,260 | $2,212 | $2,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.