58 PLEASANT Street, North Kingstown, RI, 02874 | $1,995,000
58 PLEASANT STREET IS A SHORT WALK TO WICKFORD VILLAGE AND STEPS TO THE WATER. IT IS CENTRALLY LOCATED WITH EASY TRAVELLING TO NEWPORT, PROVIDENCE AND BEYOND. THIS QUIET NEIGHBORHOOD AFFORDS PRIVACY AS WELL AS A WONDERFUL SENSE OF COMMUNITY. THE CURRENT OWNERS RESEARCH TELLS A STORY OF A WICKFORD FISHERMAN NAMED ISSAC LAKE CONSTRUCTING THIS THREE-STORY HOME FOR HIS TWO DAUGHTERS AROUND 1866. IN 1971 THE DILAPIDATED PROPERTY WAS PURCHASED BY EDWARD JONES WHO LIVED AT 50 PLEASANT STREET. HE AND HIS SON REHABBED THE HOME STILL MAINTAINING IT AS A TWO FAMILY. IN 1990 THE CURRENT OWNERS PURCHASED THIS WONDERFUL HOME AND RENOVATED THE TOP TWO FLOORS. IN 2020 THE OWNERS DECIDED TO HAVE THE WOOD FLOORS REFINISHED. UNFORTUNATELY, THE UNATTENDED FLOOR SANDING MACHINE FILLED WITH SANDING DEBRIS SPONTANEOUSLY IGNITED SETTING THE FLOOR ABLAZE. ALTHOUGH DAMAGE WAS LIMITED AND NO ONE HURT, SMOKE AND SOOT WERE PERVASIVE THROUGHOUT. THE DECISION WAS TO REMODEL AS A SINGLE FAMILY. THIS MEANT EVERYTHING HAD TO BE BROUGHT UP TO CURRENT CODES AND THEREFORE ALL SYSTEMS INCLUDING THE 4 BEDROOM SEPTIC SYSTEM CONFORM TO CURRENT CODES.
Features
- Amenities: Marina,Recreation Area,Restaurant,Shopping
- Rooms: 9
- Bedrooms: 4
- Baths: 4 full
- Style: Historic/Antique
- Year Built: 1886
- Garage: 1-car Detached,Garage,Garage Door Opener
- Heating: Forced Air,Gas,Hot Water,Individual,Radiant
- Cooling: Ductless,Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 2,674
- Acreage: 0.26
- Est. Taxes: $9,770
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Range Hood,Tankless Water Heater,Washer
- MLS#: 1362734
- Website: https://www.raveis.com
/eprop/1362734/58pleasantstreet_northkingstown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
58 PLEASANT Street, North Kingstown, RI, 02874
$1,995,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,596,000 | $1,596,000 | $1,596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
| Monthly Tax Payment | $814 | $814 | $814 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,568 | $9,441 | $13,147 |
| Total Monthly Payment | $9,507 | $10,380 | $14,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB