Attention VA eligible Buyers this home has an assumable loan at 3. 75% interest rate!!! This split floor plan features 4 bedrooms, 2 bathrooms, bonus room and a 2-car garage. There is plenty of space in this home with formal living, dining and high ceilings. The kitchen features 42"cabinets with crown molding, granite counter-tops, center island, tile back-splash & stainless steel appliances . The kitchen flows to a dining area and a large Family room, allowing a great space for family gatherings and entertaining. The master bedroom is on the first floor, with a walk-in closet. The with dual vanities, garden tub and separate shower stall. The adjacent room with double doors could be used as an office, nursery, or Den. Off the kitchen is a hallway with two secondary bedrooms and full bathroom. The second floor has a very large room with a closet. It has many possibilities, Bedroom, retreat or game room. The home has mostly smart light switches that can be operated by an app on your phone. The yard features a 6-foot privacy fence, covered lanai & sprinkler system.
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Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,340 | $2,968 |
Total Monthly Payment | $2,749 | $2,718 | $3,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.