SEDA NEW HOMES: New Construction. The Hampton is a gorgeous 2, 782 sq ft plan with tremendous curb appeal. This plan has a courtyard entry with a 2-car garage and the third bay is located on the other side of the home with the option to change it to a large storage space. This home is impressive with its wide-open floorplan and abundance of windows and sliding glass doors allowing for optimal natural light. The plan has 4 bedrooms, 3 baths, a study, separate dining room, an open kitchen with breakfast area and large gathering room. The gourmet kitchen has a 36'' cooktop, oven tower, large dine-in island and pendant lights. Soaring double-step tray ceilings create a 12 ft ceiling height in the foyer, dining room, gathering room, and owner's suite. The owner's spa-like bath includes his and hers closets, large walk-in shower, huge soaking tub, double vanities and separate water closet. This rendering is a conceptual drawing only and may not be the actual exterior colors selected for this
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $486,320 | $486,320 | $486,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,276 | $3,232 | $4,101 |
Total Monthly Payment | $3,368 | $3,324 | $4,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.