**THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Discover the charm of this fully turnkey furnished 2-bedroom, 2-bathroom home, complete with a delightful Florida room overlooking a spacious, fenced-in backyard. With the same caring family ownership for over 50 years, this home has been meticulously maintained and thoughtfully updated to ensure peace of mind for years to come. In 2022, the home received an array of updates, including a new electrical panel with a built-in bypass for the included generator, complemented by hurricane-rated windows featuring SunSmart Glass for enhanced cooling efficiency, and additional shutters for storm season protection with the advantage of a 20-year warranty. Further updates include a newer water heater, interior and exterior repaint, new insulation throughout the attic, new shower faucet valves and piping behind the walls in both bathrooms, and a comprehensive security system. The half-moon driveway leads to a 1-car garage and an inviting front porch, setting the tone for the warm ambiance inside. Step through the door to experience timeless character with terrazzo flooring throughout and a bright, airy main living space illuminated by natural light. The kitchen boasts a newer dishwasher and ample cabinet space, perfect for all your culinary needs. A Florida room offers a serene view of the fully fenced backyard, featuring a large shed with still enough space to create your private oasis. The hallway connects the primary suite, second bedroom, and bathroom, with additional closets providing generous storage throughout the home. Investors will be thrilled to know that short-term rentals are permitted. Centrally located, this home places you just minutes away from Downtown Bradenton, IMG Sports Academy, Sarasota-Bradenton International Airport, and the sandy shores of Anna Maria Island. Embrace the convenience and charm of this beautifully updated Florida home, ready for you to move in and make it your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,125 |
Total Monthly Payment | $2,016 | $2,014 | $2,464 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.