BOATER'S & FISHERMAN'S DREAM!!!!!!! Welcome to an awesome 3BR/2BA screened pool home located directly on the river in beautiful Ponce Inlet! Located just one block to the pristine ''no drive'' sugar sand beach access of the azure Atlantic Ocean! This very well-maintained waterfront home features a canopied boat dock, refurbished in 2023, and 55 feet of DEEP WATER FRONTAGE offering access to the open ocean via Ponce Inlet within minutes. The home boasts a new roof installed in 2021, a new HVAC system added in 2022, and a brand new water heater in 2024, ensuring modern comfort and efficiency. The seawall is in good condition, providing peace of mind for waterfront living. The desirable split bedroom floor plan includes two spacious living areas, a separate dining area, and a cozy wood-burning fireplace, creating a warm and inviting atmosphere. The sparkling pool, reaching a depth of 8 feet, has a new pool filter installed in 2024. The new screened enclosure installed in 2021, along with a sizable patio area, is perfect for entertaining anytime, day or night. Relax on your front screened patio and hear the soothing sounds of the surf and birds singing while you sip your morning coffee. This home also boasts a high elevation and has never experienced water intrusion. There are also accordion storm shutters on some windows for added safety and security. Catch fish, and see dolphins and manatees frolicking in the water. Walk or bike to the Ponce Inlet Lighthouse & Jetty Park, Marine Science Center, waterfront restaurants with entertainment, parks with nature trails and boardwalks to the riverfront fishing pier, dog park/beach, and much more! Experience Florida coastal living at its finest!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$874,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $699,600 | $699,600 | $699,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.876% | 6.725% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,480 | $4,538 | $6,094 |
Total Monthly Payment | $4,875 | $4,933 | $6,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.