Attention investors and owner-occupants! This fixer-upper gem offers three bedrooms, two bathrooms, and ample potential for customization. The two-story home features a full basement, providing extra space for storage or future expansion. Nestled on a private yard, the property offers a serene setting, perfect for creating an outdoor oasis. With its spacious layout and charming potential, this home is ideal for those looking to flip, rent out, or settle into a personalized dream home. Don't miss this opportunity to invest in a property with immense possibilities in a desirable location. Stratford is a vibrant town rich in history and community spirit. It offers a variety of recreational activities, dining options, and entertainment. Outdoor enthusiasts will appreciate the numerous parks and natural reserves, perfect for hiking, picnicking, and exploring nature. The town's shoreline along Long Island Sound provides beautiful beaches and boating opportunities. Stratford's dining scene is diverse, as is the entertainment scene. With its blend of outdoor activities, delicious dining, and cultural attractions, Stratford offers a dynamic and enjoyable living experience. ** All potential Buyers are requested to check with the City, County, Zoning, Tax, Schools, and other records to determine all details on this property listed above to their satisfaction. The Buyer is responsible for performing their due diligence before bidding on the "AS-IS" property. **
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $241,680 | $241,680 | $241,680 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,649 | $1,606 | $2,056 |
Total Monthly Payment | $2,086 | $2,043 | $2,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.