Welcome to this amazing 4-bedroom+den, 4-and-a-half bath, 3-car garage home located in Oyster Harbor in the award-winning Fiddler’s Creek. Light and bright floor plan open from living area, kitchen and dining with luxury finishes, including tray ceilings, crown molding, custom fixtures, bonus room overlooking the canal. It can be used for an extra den/office, or a private area for guests. There is another guest bedroom area and full bath that exits to the pool area for guests as well. The formal dining room makes entertaining easy. The gorgeous kitchen with upper lit glass cabinets provides a gas cooktop, walk-in pantry, custom cabinets with lighting, stainless steel appliances and a large island with sink and separate beverage/wine cooler. Private office with glass french doors. The large master bedroom is the place to relax with a sitting area, walk-in closets, en suite with dual sinks and a beautiful tiled walk-in shower with rain shower feature. The master bedroom has a door to the lanai and pool/spa area for convenience. The additional bedroom with an ensuite bathroom including a tub/shower allows your guests privacy. This home also includes a second story bedroom/bonus room and additional living space with an en suite bath and mini kitchen. Enjoy outdoor living on the expansive lanai that features custom sparkling pool with sun shelf, a waterfall feature, a spa with spill-over and serene lake views with the sunset. New epoxy garage floor and air conditioning for 3 car garage with dual electric car chargers. Large laundry room with utility sink and cabinetry. Fiddler's Creek offers golf, tennis, fitness, spa services, sauna, pickleball, bocce, dining and more. Golf, beach and marina memberships available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,520,000 | $2,520,000 | $2,520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.304% | 6.762% | 6.725% |
Monthly Tax Payment | $1,655 | $1,655 | $1,655 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $15,928 | $16,136 | $21,952 |
Total Monthly Payment | $17,708 | $17,916 | $23,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.