3 Cedar Reef Drive, #E101, Saint Helena Island, SC, 29920 | $319,900

What a superb opportunity to own one of the most gorgeous ocean view villas on desirable Harbor Island. The moment you step inside you will be in awe of the upgrades & beautiful decor. This coastal haven has been renovated to the highest degree & includes almost everything you can possibly think of. From kitchen & bathrooms to those not so obvious the current owners have spared no expense to make this an enviable, chic coastal gem. Perfectly located to take advantage of the private pool, it's also just steps away from Harbor's private, pristine beach & amenities. Two covered decks provide the perfect place to watch sunrises, relax & admire the incredible views. An outside storage closet is another benefit of this desirable villa. Please click on the ''more'' link for info on upgrades There are so many upgrades to mention it's hard to know where to start. Beginning with accommodation, there is a king size bed and a unique pull out Queen bed located in the beautiful cabinet by the television. All the furniture is new and lovely. Very tastefully decorated, with a designer flair, there is nothing further to add. The kitchen has been upgraded with new kitchen cabinets, classic white quartz counters and a beautiful tiled backsplash. Cabinets are stocked with all the kitchenware you need. Partial walls have been removed to open up the kitchen to the family room, breakfast bar counter has been lowered to provide a seamless transition and the hallway storage closet has been redesigned to open up in the kitchen. All new stainless steel appliances are a given. Plantation shutters installed on all the newer hurricane rated windows add to the coastal appeal. The sliding patio doors were also installed when the rear siding of the villa was totally replaced in the early 2020's. White oak style luxury vinyl plank flooring has been installed throughout the villa for looks and durability and is complemented by white shiplap on all the ceilings. The interior doors and trim throughout has been replaced as have all the bathroom fixtures, including bathtub, vanities, toilets, tile and fittings. Added to that all electrical fixtures including lights, ceiling fans, sockets and switches have been replaced. Exterior upgrades include a new roof and underneath the unit closed foam cell insulation and sealing of ductwork. The decks, rear exterior siding and trim were also replaced and upgraded to hardiplank in the early 2020's. Without a doubt this is an incredible opportunity to purchase your own piece of paradise on a stunning, private, gated Lowcountry island. An added bonus of this particular unit are the double decks off the family room and bedroom offering plenty of room to relax and chill and watch all the wonders that Harbor has from stunning sunrises and sunsets to an array of amazing wildlife. Finally an outside storage closet provides plenty of room to store all the beach paraphernalia that you may wish to bring. Currently this charming condo is on the short term rental market. Finally it is completely furnished with everything you see.

Features

  • Heating: Electric, Heat Pump
  • Cooling: Electric, Heat Pump
  • Amenities: Pickleball, Tennis Court(s), Garden, Fitness Center, Dog Park, Lawn Maintenance, Pool, Playground, Clubhouse, Security Gate
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Development: Harbor Island
  • Year Built: 1980
  • Common Charge: $1,679 Annually
  • Approx Sq. Feet: 794
  • Est. Taxes: $2,467
  • Water Front: Yes
  • MLS#: 186041
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/186041/3cedarreefdrive_sainthelenaisland_sc?source=qrflyer
Source: LowCountry Regional MLS
Listing courtesy of BHHS Bay Street Realty   Phone: 843-838-3004

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3 Cedar Reef Drive, #E101, Saint Helena Island, SC, 29920

$319,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,920 $255,920 $255,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $206 $206 $206
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,597 $1,555 $2,022
Total Monthly Payment $1,878 $1,836 $2,303

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.