Welcome to 15564 Ruston Circle in Port Charlotte, Florida! Boasting a new HVAC. This exquisite waterfront home is a boater's dream, offering Gulf access to open waters within minutes. Situated on the wide Zephyr waterway canal in the highly sought-after community of South Gulf Cove, this property boasts an enviable location for avid boaters. Recent upgrades include a brand-new tile roof, ensuring lasting quality and value. As you step inside this furnished abode, you'll be greeted by large pocket sliders that lead to a heated saltwater pool with stunning water views—a perfect setting for morning coffees and evening swims while enjoying breathtaking sunsets. The interior features ceramic tile throughout and luxury vinyl in all bedrooms. The master bedroom offers water views, a walk-in closet, and a separate slider to the lanai. The kitchen is equipped with stainless steel appliances, granite countertops, and direct access to all living spaces for easy entertaining. For boating enthusiasts, there's a covered boat lift (10, 000 lb) for hassle-free access to the Gulf of Mexico's fishing opportunities. Additional features include hurricane protection for most windows and city water and sewer services. Beyond your doorstep, enjoy the pristine beaches of Boca Grande and Englewood, golfing, dining, shopping, and outdoor activities. Conveniently located near Punta Gorda, Fort Myers, and Sarasota airports, this home offers a chance to live in paradise on the widest canal in South Gulf Cove, with only one bridge out to the lagoon. Don't miss the opportunity to make this your dream waterfront retreat! Check INTERACTIVE 3D MATTERPORT tour: https: //my. matterport. com/show/?m=dLqWki3bskc
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $775 | $775 | $775 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,692 | $3,642 | $4,621 |
Total Monthly Payment | $4,559 | $4,509 | $5,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.