Welcome to this charming 3-bedroom, 1-bath home in the heart of St. Petersburg! No Flood Zone Area (no flood insurance required). NO impact or damage to this property after recent hurricanes. This move-in-ready gem features numerous recent upgrades that blend style and convenience. Step inside to find a beautifully updated kitchen and bathroom (2022), boasting MODERN CABINETRY, LIGHT QUARTZ COUNTERTOPS, and SLEEK SAMSUNG SMART STAINLESS STEEL APPLIANCES. The SEAMLESS LUXURY VINYL FLOORING throughout, complemented by NEW CARPET IN THE PRIMARY BEDROOM, enhances the home's spacious and inviting feel. Additional upgrades include a NEW ROOF installed in 2022, a BRAND NEW ELECTRICAL PANEL (June 2024). The FRONT DOOR REPLACED in 2024, and the LANDSCAPING HAS BEEN REFRESHED, giving the home excellent curb appeal. An added bonus is the 10x10 STORAGE SHED in the expansive backyard, perfect for extra storage needs. The backyard also features a NEW PRIVACY FENCE installed in 2022 with DOUBLE GATE ACCESS through the alley, providing AMPLE SPACE FOR ADDITIONAL PARKING, STORAGE, or even a future pool. The RECENTLY ADDED DRIVEWAY and CARPORT provide added convenience. This home is ideally located just 3 MINUTES FROM DELL HOLMES PARK, making it perfect for outdoor enthusiasts. Close to I-275, offering easy access to all that Tampa Bay has to offer. The home QUALIFIES FOR DOWN PAYMENT ASSISTANCE, and we can provide RECOMMENDATIONS FOR LENDERS if needed. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$287,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $230,320 | $230,320 | $230,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,532 | $1,531 | $1,942 |
Total Monthly Payment | $1,885 | $1,884 | $2,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.