344 Old Branch Road is spacious inside & out! This charming New England Cape has 1992 square feet with a front to back living room with a fireplace, built-ins and hardwood floors under the carpet, galley kitchen open to the dining room with a built-in hutch and hardwood floors, bedroom or office with a closet and hardwood floors, half bath and enclosed porch on the main level. Front to back primary bedroom with suite potential, full bath, 6X7 cedar closet with built-ins and 2 bedrooms on the upper level. 1 car garage attached to house. 3 car detached garage was built in 2002 with 8 foot doors, a second story and electricity with a separate dirt driveway. Updates include: New siding on the house, enclosed porch and attached 1 car garage (2023), new roof on the 3 car garage (2022), new storm doors (2023), the roof on house and 1 car garage (2014), new drilled well with 4 gallons per minute (2022), new 50 gallon hot water heater (2020). There is a natural spring on the property that has a spring house and is currently functioning - good for watering the yard and washing cars. All nestled on 1. 4 acres and dead end street. Easy access to Route 6, 8 and 109!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 9.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 11.0 x 11.0 | Upper |
Bedroom 3 | Wall/Wall Carpet | 15.0 x 10.0 | Upper |
Dining Room | Built-In Hutch,Hardwood Floor | 14.0 x 11.0 | Main |
Kitchen | Galley,Vinyl Floor | 12.0 x 9.0 | Main |
Living Room | Built-Ins,Fireplace,Wall/Wall Carpet,Hardwood Floor | 28.0 x 14.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 22.0 x 14.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $579 | $579 | $579 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,469 |
Total Monthly Payment | $2,570 | $2,568 | $3,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.