Discover the perfect blend of history and natural beauty with this unique 12+ acre parcel located in the serene countryside of Germantown, NY. Currently zoned for agriculture with many allowable uses, this mostly wooded land offers a wealth of opportunities for those seeking a rural escape or a chance to develop their dream homestead. Nestled within the property is a long since uninhabited home dating back to 1850, a testament to the area's rich heritage, offering the potential for restoration or inspiration for a new build. The property also features an old well, historic barn, garage and other structures that add to its charm and utility. Bounded on two sides by a picturesque orchard, the property enjoys a natural buffer from residential neighbors, ensuring privacy. At the apex of the land, potential home sites offer long-range views towards the majestic Catskill Mountains, providing a breathtaking backdrop for your future home. Whether you're an aspiring farmer, a nature enthusiast, or a visionary looking to create a secluded retreat, this land provides a canvas for your ambitions. Just a short distance from the lively villages of Tivoli and Germantown, you'll be close to local delights, from quaint shops to award-winning restaurants. Explore the area's rich history and vibrant communities, all while being within easy reach of your peaceful retreat. For more excitement, the dynamic towns of Hudson and Rhinebeck are nearby, offering a wealth of cultural attractions, amenities, and Amtrak stations. With convenient access to major transportation routes, the entire Hudson Valley is at your fingertips. Whether you're seeking a weekend getaway or a permanent residence, this property provides the perfect setting to create your own slice of paradise in Columbia County. Embrace the freedom to design, the beauty of simplicity, and the endless potential that this idyllic property offers. Property sold as-is, no representations are made as to the state of any structures.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$199,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,999 | $159,999 | $159,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $972 | $972 | $1,264 |
Total Monthly Payment | $1,047 | $1,047 | $1,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.