Nestled on over a quarter acre in the highly sought-after Lake Fern community, this exceptional 4-bedroom, 2-bathroom residence boasts a 2-car garage and an impeccably maintained Saint Augustine lawn. Designed for modern living, the open-concept layout features high-quality ceramic flooring, updated lighting fixtures, ceiling fans, and abundant natural light throughout. The seamless integration of the kitchen, family room, and dining area creates a spacious environment perfect for both entertaining and daily life. The kitchen is a chef's dream, equipped with solid wood cabinets, a large pantry, granite countertops, stainless steel appliances, a mosaic tile backsplash, and an expansive breakfast bar. The primary bedroom suite offers comfort and privacy, with access to the pool through a sliding glass door, a walk-in closet, and an en suite bathroom featuring double vanity sinks, a walk-in shower, and a large soaker tub. Updates include a whole-home water softener, a new roof (2019), and a new AC (2019). Outdoor living is a delight with a large pool and fully screened lanai overlooking the generous, fully fenced yard with mature landscaping, perfect for enjoying Florida's beautiful weather. Location, location, location! Conveniently situated just minutes from TPC Tampa Golf Course, Tampa Premium Outlets, Upper Tampa Bay Trail, Oscar Cooler Sports Complex, award-winning restaurants, and ample shopping. This home is NOT in a flood zone and boasts "A" RATED schools. Homes in the Lake Fern community are rarely available, so call today for your exclusive viewing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,867 | $2,867 | $3,729 |
Total Monthly Payment | $3,007 | $3,007 | $3,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.