Nestled just four blocks from the beach, 404 C Street offers a meticulously maintained home crafted with durable block construction. This charming residence features a versatile layout designed to accommodate many situations. The property boasts two spacious bedrooms, each complemented by ensuite access bathrooms and an adjoining office, den, or sitting area. With direct access to the outdoors from both bedrooms, you can effortlessly blend indoor comfort with outdoor relaxation. Inside, custom plantation shutters adorn the windows, enhancing both privacy and coastal ambiance. The kitchen includes Corian counters with melded sink and quality cabinets with custom pull-outs. The Whirlpool washer and dryer convey and there is a laundry sink conveniently located in the garage. Situated in Flood Zone X, this home provides peace of mind, free from flood hazards. Conveniently located, owners can enjoy easy access to a variety of beachfront restaurants, quaint shops, and local amenities, making it ideal for those seeking a vibrant and casual beach lifestyle. Experience the perfect blend of comfort, convenience, and coastal charm at the 404 C Street beachside retreat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $71 | $71 | $71 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,426 | $2,426 | $3,155 |
Total Monthly Payment | $2,572 | $2,572 | $3,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.