SIGNIFICANT PRICE IMPROVEMENT!! Rare opportunity for membership in scenic Osgood Park Neighborhood Association with Beach, Swimming, Boat Ramp and Park! This beautiful & spacious, nicely updated 6 room with 2-3 BR (optional family rm) /2 bath apt is in the highly desirable Forest River area of Salem. Natural oak trim throughout! Main level has Lg combo liv/dining area with natural oak built in cabinet & bay area for addl seating, updated bathroom, 2 BR, lg hall closet, newer SS appl & gas range in the Perfect Chef's Kitchen! Hand carved custom oak stairway leads to lower level HUGE primary BR or family room w/LOTS of storage space & 3/4 bath. Exclusive use of front screened in porch (emergency use only by upper apt tenants) Assoc fee req'd for Osgood Park, if desired, to be paid by tenant. Tenant responsible for bringing trash/recyclables to curb. 2 off-street parking spaces incl. No satellite dishes or smoking. Application/screening fee to be paid by prospective tenant.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood | First |
Dining Room | Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box | First |
Kitchen | Closet, Flooring - Vinyl, Window(s) - Bay/Bow/Box, Dryer Hookup - Gas, Stainless Steel Appliances, Washer Hookup, Gas Stove | First |
Living Room | Flooring - Hardwood | First |
Master Bedroom | Flooring - Hardwood | First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,396 | $2,396 | $2,396 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $15 | $19 |
Total Monthly Payment | $90 | $90 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.