Seychelles by Neal Communities is a luxury British West Indies carriage home community located minutes to downtown Naples/5th Avenue and the white sandy beaches of the Gulf. This Keswick unit features 2 large bedrooms, 2 full bathrooms and 1 car garage. Loaded with luxury upgrades including porcelain marble look flooring, chef's coast kitchen with soft close cabinetry, under mount lighting, designer backsplash, quartz countertops, stainless appliances, and a center island. The specious primary bath is elegantly appointment and the primary closet is expansive enough to accommodate even the most extensive wardrobe. One of the most desirable features of this home is the wall of impact sliding glass doors leading onto the oversized private lanai. This highly sought after community features amenities that included an oversized resort style heated pool and spa, a well appointment fitness center featuring impact floors, Matrix equipment and free weights, fire pit, outdoor gas grill and clubhouse for social gatherings! **Photos are of Keswick Model ** Estimated completion date is Winter 2024
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $362,428 | $362,428 | $362,428 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,411 | $2,409 | $3,056 |
Total Monthly Payment | $2,486 | $2,484 | $3,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.