Seller is extremely motivated! Retirement Lifestyle at its Best! Price reduction on this beautiful villa. Located in On Top of the World, a premier 55 + gated golf community that has recently been named one of the top 10 retirement communities in the country. This home has new updated landscaping that includes an island, new bushes , rock, and sod. A beautiful oak tree offers shade to the covered front porch with room for seating. The 1. 5 garage has a new 2024 hurricane proof door and plenty of room for your car and golf cart. Built in shelves in the garage will provide extra storage as well as the large attic. In the next few months this home will be scheduled for exterior paint. You can pick your new colors! Inside the home you will find no popcorn ceilings. All rooms have fresh new paint with a neutral color that will match any decor. There is a great layout with two large living areas. In the living room there is Pergo Laminate flooring, an electric fireplace for a quick warm up on cold mornings, and built in bookcases to display collectables and family photos. The large kitchen has a breakfast nook, pantry, and an abundance of counter space and cupboards. The two spacious bedrooms have new carpet, and the guest bedroom has a good sized closet with added shelves for storage. The owner suite is very large and has a walk in closet. The private en-suite has been totally remodeled and is the highlight of this home. You will enjoy a customized step in shower with new tile and grab bar for convenience. This update with new flooring and vanity casts a modern luxury feel. For outdoor enjoyment there is a beautiful screened in lanai and a vinyl picket fenced in yard for the family pet. New roof 2023 and HVAC was replaced 2021 . The monthly HOA $465. 04 fee includes Basic cable, roof maintenance and repair, irrigation water, exterior painting every seven years, exterior maintenance, landscaping, trash and recycling, 24/7 guarded gates, and extraordinary amenities that OTOW offers. There are 3 pools (2 outside and 1 inside) and another under construction. Two state of the art fitness centers, pickleball, billiards, archery, cornhole, bocce ball, baseball, tennis, shuffleboard plus 175 clubs. Enjoy this active lifestyle with low maintenance. Seller is extremely motivated. This home is move in ready. Bring all offers.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $994 | $970 | $1,224 |
Total Monthly Payment | $1,123 | $1,099 | $1,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.