Step into this recently updated Cape Cod residence, situated in the delightful Wallkill area and within the Pine Bush School jurisdiction. The ground level welcomes you with an entrance hall, leading to a separate dining area, a comfy lounge, a snug den, a powder room, a kitchen with space for casual dining, and a radiant sunroom with views of the secluded garden. The upper level houses a large main bedroom, which has been refurbished with a keen eye for design. Further along the corridor, there are three more roomy bedrooms and a shared bathroom. The property's location is ideal for those who commute, being just 60 minutes from the heart of New York City and a stone's throw from key routes such as the 17, 84, and 87, as well as public transport links to the city. For leisure and shopping, the Resort World Casino, Lego Land, local vineyards, major retail outlets, and the Crystal Run Galleria Mall are all easily accessible. This Cape Cod residence offers the perfect mix of style, practicality, and location.
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Our Executive Mortgage Banker:
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$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,709 |
Total Monthly Payment | $2,747 | $2,691 | $3,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.