5095 Bay STREET NE, #114, St. Petersburg, FL, 33703 | $215,000

Under contract-accepting backup offers. HIGH AND DRY! Welcome to the highly sought-after Winston Park, a vibrant 55+ community in St. Petersburg, FL. This meticulously maintained first-floor condo unit offers serene garden and pool views. The residence features 2 spacious bedrooms, 2 bathrooms, and a dedicated 1-car carport parking space. Enjoy peace of mind with the newly installed IMPACT WINDOWS and SLIDER, as well as a NEW 2024 A/C SYSTEM. The large primary bedroom comes with garden views, plenty of room for a king size bed plus additional furniture, an en-suite bathroom and a roomy walk-in closet. The living/dining room combo is spacious and free from popcorn ceilings, providing a modern touch. The well equipped kitchen with plenty of cabinet storage, a walk-in pantry, also features ‘the best seat in the home’, a multi-use space which can be used as an eat-in kitchen, casual seating, or home office with serene nature views. Community amenities include a large heated pool, a clubhouse with diverse events, part-time in-house management, a library, shuffle court, and garden benches to enjoy the beautiful outdoors. The laundry facilities feature state-of-the-art WiFi enabled machines where you can be alerted when a machine becomes available and when your load is finished all from the comfort of your home, ultimate modern convenience! But wait, there’s more…HOA covers cable TV, and internet! One cat per resident, no dogs allowed. Winston Park is located near the vibrant 4th Street corridor with a variety of businesses, from gourmet food stores to banking to boutique shops and more. The vibrant and popular downtown St. Pete is about a quick 10-minute drive where restaurants, the iconic new Pier, and museums await your visit. You’ll love the Winston Park lifestyle!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Elevator(s), Laundry, Shuffleboard Court, Storage
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area, Same Floor As Condo Unit
  • Complex: WINSTON PARK NORTHEAST
  • Year Built: 1975
  • Approx Sq. Feet: 1,035
  • Est. Taxes: $672
  • Condo Fee: $599 Monthly
  • Lot Desc: City Lot, Sidewalk
  • View: Garden, Pool, Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Cats OK
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: U8250173
  • Days on Market: 117 days
  • Website: https://www.raveis.com
    /prop/U8250173/5095baystreetne_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 1:17:08 PM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

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NMLS Mortgage Loan Originator ID 16953

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5095 Bay STREET NE, #114, St. Petersburg, FL, 33703

$215,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $172,000 $172,000 $172,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $56 $56 $56
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,144 $1,143 $1,451
Total Monthly Payment $1,275 $1,274 $1,582

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.