1305 Cedar Drive, Southold, NY, 11971 | $1,100,000

Just in time for summer! Completely renovated expanded ranch offering more than 3200 sq feet for family and friends. The open floor plan exudes natural light, a beautiful chef's kitchen with a spacious quartz island, and plenty of dining and lounge space. The primary ensuite bedroom, situated on the main floor, is adorned with a luxury spa bathroom, a walk-in closet, and a bonus space for an office or nursery. The lower level has a junior primary ensuite, two additional bedrooms, another full bath, a large family room or entertaining space, and walkout access to the backyard. The two-car-attached garage leads to the mud room, laundry room, and a half bath. Renovation details include crafted doors, wood flooring, Anderson 400 series windows/doors, spa bathrooms, and a gourmet kitchen. Hardy Board siding, Azek, and maintenance-free decking complete the offering. Room for a pool. Close to all that the beautiful East End has to offer. Wineries, beaches, restaurants, farm stands, and Southold's quaint town are all within minutes of this property. Moments from Goose Creek Beach!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: Ranch
  • Year Built: 1973
  • Garage: 2-car Attached
  • Heating: Electric, Forced Air, Heat Pump
  • Cooling: Central Air
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 3,233
  • Acreage: 0.6
  • Est. Taxes: $7,975
  • Middle School: Southold Junior-Senior High School
  • High School: Southold Junior-Senior High School
  • School District: Southold
  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • MLS#: 3565760
  • Days on Market: 161 days
  • Website: https://www.raveis.com
    /eprop/3565760/1305cedardrive_southold_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Douglas Elliman Real Estate   Phone: 631-288-6244

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1305 Cedar Drive, Southold, NY, 11971

$1,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.375% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.821% 6.474% 6.036%
Monthly Tax Payment $665 $665 $665
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,997 $5,490 $7,367
Total Monthly Payment $5,787 $6,280 $8,157

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.