This thoughtfully designed one-bedroom co-op is in the pet-friendly Celtic Park complex. The space boasts three closets, offering ample storage, while hardwood floors flow seamlessly throughout. Upon entry, you will find a spacious foyer that can be utilized in a variety of ways, even as a reading alcove. To the left is a generously sized living room with parquet flooring and lots of natural sunlight. The eat-in kitchen can hold a table for four and has a large pantry for storage. There are clean white cabinets and appliances, including a convenient dishwasher. Discover ultimate privacy and tranquility in the bedroom, complete with picture molding, a ceiling fan, and two exposures. Celtic Park complex is equipped with modern amenities, including an elevator, laundry rooms, a gym, a bike room, and storage lockers for an additional fee. Outside, there are two well-maintained courtyards and a covered parking lot with charging stations for electric cars. With its prime location near the 7 train, 59th Street Bridge, BQE, and LIE, this co-op offers unparalleled accessibility to city life while providing a peaceful retreat to call home. The maintenance of $913. 96 includes heat, hot water, cooking gas, electricity, and property taxes. A 20% minimum downpayment is required, and subletting is permitted after 2 years of owner occupancy. While co-signing a mortgage is not permitted, the gifting of funds is allowed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $1,938 | $1,936 | $2,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.