Set back privately on 1. 6 private acres of mature plantings and flowing shrubs that transition from season to season this one level 3 Bedroom, 2 Bath Ranch has been enjoyed for many years by same family. Chilly Winter nights have been spent cuddled up to the Brick Fireplace in the spacious Living room, Festive Holiday meals in the formal Dining Room and the large Country Kitchen with Skylights and plenty of Workspace and Storage; a wonderful place to prepare meals with room for everyone to create their own signature dish. The screened porch invited one on a sultry summer day to sip lemonade and read a good book or bird watch. The Main Bedroom with own tiled bath is a sanctuary where sweet dreams are made, and 2 other Bedrooms are a comfy place for guests to rest. The full basement allows for future growth and the 3 Car detached Garage is perfect for Studio, workshop or Home business. The level back yard is a perfect place to play or garden and backs up to a lovely forest. Perfect location within 5 minutes to Bard college, Village of Red Hook and Kingston Rhine cliff Bridge. Looking for someone to make their own happy memories here! Additional Information: ParkingFeatures: 3 Car Detached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $642 | $642 | $642 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,721 |
Total Monthly Payment | $2,927 | $2,872 | $3,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.