BRAND NEW CONSTRUCTION! Delightful 3 Bedroom, 2 Bathroom home with attached one car Garage built by Executive Homes. Located in the La Punta Park section of Punta Gorda, minutes from all amenities. ***OWNER FINANCING is available - will do lower interest rate than banks*** This light and bright home offers beautiful design features throughout. There is an open concept and split bedroom floor plan: Great Room with large windows and tray ceiling with indirect lighting opens to the well appointed Kitchen with stunning quartz counters, trending two toned wood Kitchen cabinets, tile backsplash, pantry closet , breakfast bar, island with extra storage and additional breakfast bar, great counter and cabinet space, GE stainless appliances, double sink and dining area. The Inside Laundry room has a washer and dryer hookup, sink, white cabinetry and granite counters. The Master bedroom suite offers a walk in closet and additional double closet, tray ceiling and private bathroom with walk in shower, dual sinks, white cabinetry and quartz counters. There are two generous sized guest bedrooms with double closets and the guest bathroom has a tub/shower combo, quartz counter and wood vanity. Your living space extends via pocket sliding glass doors to the 17x10 screened Lanai with beautiful wood ceiling and ceiling fan. Continue to the backyard down the short staircase. Other features include: front porch, hurricane impact windows and hurricane windload garage door, wood look tile floors throughout the home, ceiling fans. Utilities are city water and sewer. NO HOA. Three minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, fishing piers, boat ramps, walking and biking paths, art galleries, events, Fishermen's Village and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $24 | $24 | $24 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,097 | $2,647 |
Total Monthly Payment | $2,248 | $2,196 | $2,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.