Desirable cul-de-sac location just shy 1 acre professionally landscaped with exterior lighting, rock walls, built-in charcoal BBQ, 20 x 40 lake style free form heated gunite pool with waterfall & diving rock recently re-marble dusted & updated propane heater, surrounded by bluestone patio. This home has been lovingly maintained by the original owners and has many custom details; hand painted accent walls, immaculate hardwood floors, built-ins, dual fireplace, surround sound (inside & outside), etc. . . lots of large windows & skylights. The 2nd floor is boasting an Enormous Primary Bedroom with double closet, walk-in closet, vanity area, spacious bathroom with separate shower, double sinks, oversized jacuzzi tub. 3 additional bedrooms and a full bathroom with double sink complete the 2nd floor. There is also a 2nd primary bedroom option or guest bedroom with full bathroom or home office on the main level with an outside entrance. Main floor laundry room, eat-in-kitchen with marble floors, granite countertops, backsplash & center island, formal dining room, den & living room with dual fireplace, guest half bathroom. Full finished basement with expansive gym area, sitting area, utilities. 2 car attached garage with inside entrance. Huge Driveway, just repaved, Cedar siding just repainted, newer windows & roof, customized stone mailbox, basketball area, amazing curb appeal. Close to Setauket Harbor, Hospitals, Elite #1 SUNY at Stony Brook, Main Street Restaurants & more, sought after Three Village School District. . . Homeowner may be willing to sell partially furnished with some custom furniture & some gym equipment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,149,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $919,200 | $919,200 | $919,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $2,384 | $2,384 | $2,384 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,291 | $5,810 | $7,757 |
Total Monthly Payment | $7,800 | $8,319 | $10,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.