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92 Holden Road, South Kingstown, RI, 02879 | $975,000
Experience ocean views and the convenience of being just steps away from South Kingstown Town Beach. This stunning property features an open floor plan on the main level, perfect for both relaxation and entertaining. The living room flows into the dining area and a well-appointed kitchen, complete with a Viking stove, separate coffee bar, and a half bath. Ascend the spiral staircase to discover a versatile space with spectacular views, ideal for a home office or additional lounging area. With three spacious bedrooms and two and a half baths, there is plenty of room for family and guests. Outside enjoy two decks, perfect for grilling and dining alfresco while soaking in the ocean breeze. After a day at the beach, rinse off in the outdoor shower and store all your beach gear in the convenient shed. Located within minutes of wonderful restaurants, farmers markets, and the renowned Theater by the Sea, this home offers the best of coastal living. Boasting a great rental history, this property is not only an excellent investment opportunity but also a perfect seasonal escape or a year-round residence. Don't miss out on this incredible chance to own a piece of paradise in Matunuck!
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Contemporary,Colonial
- Year Built: 1991
- Garage: No Garage
- Heating: Hot Water,Propane
- Cooling: Ductless,1 Unit
- Basement: Full,Partially Finished,Walk-Out Access
- Approx Sq. Feet: 2,229
- Acreage: 0.11
- Est. Taxes: $7,517
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Exhaust Fan,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
- MLS#: 1363768
- Website: https://www.raveis.com
/prop/1363768/92holdenroad_southkingstown_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
92 Holden Road, South Kingstown, RI, 02879
$975,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $780,000 | $780,000 | $780,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
| Monthly Tax Payment | $626 | $626 | $626 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,552 | $4,930 | $6,582 |
| Total Monthly Payment | $5,270 | $5,648 | $7,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB