Presented byMaria Miller |
Tucked away down a private driveway and situated on 2. 25 acres of secluded land, this charming cottage-studio awaits you. The spacious room features vaulted cathedral ceilings and ample closet space. A bay window floods the space with natural sunlight. The eat-in kitchen is equipped with a new stove, refrigerator, dishwasher, and your own washer and dryer. Enjoy relaxing evenings on your private deck. The driveway accommodates parking for two cars, while garages on the premises are reserved for the owner's use. One dog may be considered with the owner's approval; however, cats are not permitted. The tenant is responsible for the cost of heating oil for the cottage and must obtain a P. O. Box for postal services. The landlord covers the electric bill, cable bill, internet, and trash removal. Excellent credit and references are required, along with renters insurance. The tenant is responsible for shoveling the cottage walkway, while snow plowing and grounds maintenance are provided by the landlord. A new central AC wall unit and a generator are in place. Please note that the cottage is available for single occupancy only. Full house Generator. This property is a must-see!
Type | Level |
---|---|
Eat-In Kitchen | Main |
Full Bath | Main |
Primary BR Suite | Main |
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Senior Sales Associate
William Raveis Real Estate
Phone: 203.858.3504
Maria.Miller@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,320 | $2,320 | $2,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $16 | $15 | $20 |
Total Monthly Payment | $91 | $90 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.