24 Babbling Brook Lane, Cold Spring, NY, 10516 | $820,000

Welcome to 24 Babbling Brook Lane, a stunning 3 bedroom, 2. 5-bathroom home nestled in the serene surroundings of Cold Spring, NY. This spacious residence spans an impressive 4170 square feet, offering ample space for comfortable living. Situated on a generous lot of 3. 67 acres, this property provides a perfect blend of privacy and tranquility. Step inside, and you'll be greeted by a home that has recently undergone upgrades, including split systems on both levels, ensuring year-round comfort. The main level boasts a thoughtfully designed layout, featuring a well-appointed kitchen, ideal for culinary enthusiasts, and a spacious living area that seamlessly flows to the outdoor space, perfect for al fresco dining and entertaining. The primary bedroom offers a peaceful retreat, complete with an en-suite bathroom and ample closet space. Two additional rooms provide flexibility for guests, a home office, or hobbies. Additional Information: HeatingFuel: Oil Above Ground,

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Style: Contemporary
  • Year Built: 1997
  • Heating: Oil, Baseboard, Heat Pump, Hot Water
  • Cooling: Ductless
  • Basement: None
  • Approx Sq. Feet: 4,170
  • Acreage: 3.67
  • Est. Taxes: $17,215
  • Lot Desc: Level, Part Wooded, Sloped, Wooded
  • Elem. School: Haldane Elementary/Middle School
  • Middle School: Haldane
  • High School: Haldane High School
  • School District: Haldane
  • Appliances: Oil Water Heater, Indirect Water Heater, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: H6318536
  • Days on Market: 145 days
  • Website: https://www.raveis.com
    /prop/H6318536/24babblingbrooklane_coldspring_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of COMPASS GREATER NY LLC BE   Phone: 845-831-9550

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

24 Babbling Brook Lane, Cold Spring, NY, 10516

$820,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $656,000 $656,000 $656,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.844% 6.597% 6.158%
Monthly Tax Payment $1,435 $1,435 $1,435
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,828 $4,146 $5,536
Total Monthly Payment $5,355 $5,673 $7,063

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.