Welcome to your dream home in Gerritsen Beach! This charming single-family detached house boasts a prime location right in front of the serene Waterview, offering picturesque views and a tranquil atmosphere. The first floor features a spacious living room perfect for relaxing and entertaining, a modern kitchen equipped with all essential appliances, a cozy dining area for family meals, 2 comfortable bedrooms (originally 3), and a full bathroom. Enjoy the beauty of nature from the sunroom, with windows facing the Waterview, providing a perfect spot to unwind and soak in the stunning scenery. The basement offers 2 large rooms, ideal for a home gym, game room, or additional living space, and another bathroom for added convenience. A separate entrance provides privacy and easy access. Adjacent to the house is a private driveway leading to your very own garage, offering secure parking and extra storage space. Embrace the waterfront lifestyle with a prime location right in front of the serene Waterview of Shell Bank Creek. Step out onto your private deck and enjoy the stunning views. The property includes dock space for 4 boats and 3-4 jet skis, making it a paradise for water enthusiasts. The space is rented out for extra income, generating over $10, 000 annually. Building size 32x40. This house is situated on 2 lots spanning 85x45. Annual property tax is $5, 359. Enjoy the numerous outdoor activities nearby, including fishing, parks, and playgrounds just minutes away. Convenient public transit options include the B31 and BM4 buses, making commuting easy. This unique property combines the best of waterfront living with the comfort and convenience of a well-designed home. Don't miss the chance to own this slice of paradise in Gerritsen Beach!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $710,400 | $710,400 | $710,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,814 | $4,202 | $5,852 |
Total Monthly Payment | $4,353 | $4,741 | $6,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.