Discover this beautiful garden-style one-bedroom condo located in the desirable Garden Bay Manor community of East Elmhurst / Astoria Heights. This bright and spacious top-floor unit features a large living room with recessed lighting, a modern kitchen equipped with stainless steel appliances, and an in-unit washer/dryer. The king-sized bedroom overlooks a serene courtyard, complemented by a full bathroom, ample closet space in the hallway, hardwood floors, high ceilings, and abundant natural light throughout. Enjoy the convenience of easy street parking and the tranquility of a quiet, tree-lined street situated between Ditmars Blvd and Astoria Blvd. This prime location offers close proximity to buses, highways, restaurants, shopping, and more, making it an ideal home for those seeking both comfort and convenience. Explore the perfect blend of modern amenities and serene living in this charming one-bedroom condo at Garden Bay Manor. , Additional information: Interior Features: Efficiency Kitchen, Lr/Dr
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,291 | $2,915 |
Total Monthly Payment | $2,608 | $2,637 | $3,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.