Prime Location! This Santa Rosa townhouse impresses with its expansive open floor plan and prime positioning near the Ole Village Center, boasting exceptional amenities. The townhouse features granite countertops, impact-resistant windows, and elegant wood shelving. The first floor offers a spacious living area, kitchen, dining space, a convenient powder room, and a practical walk-in pantry. Upstairs, three bedrooms and two full baths await, one guest bedroom featuring a delightful Juliet balcony with French doors, plus a generously sized loft or family room with a built-in desk. This residence also includes a two-car garage. The Village Center serves as the community's heart and social epicenter, featuring a Pub, Bistro, Internet Café, Ice Cream Parlor, Movie Theater, Fitness Center, Library, and Resort-Style Pool with Waterfalls. Conveniently situated near shopping, dining, downtown's 5th Avenue, Historic Third St. 's charming boutiques, and the stunning Gulf of Mexico beaches, this home offers the ideal setting for a vibrant and fulfilling lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,628 | $2,628 | $3,348 |
Total Monthly Payment | $3,152 | $3,152 | $3,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.