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125 Whispering Oaks Cir, Saint Augustine, FL, 32080 | $785,000
Spectacular Beachside setting on Anastasia Island! Located across the street from the beach in the highly sought after neighborhood of Whispering Oaks! Tucked away on a beautiful, elevated lot with peaceful surroundings, gated security and beach access! Enjoy coastal elegance and upgraded finishes with an intelligent design and split floor plan! A warm, welcoming flow with neutral decor and designer accents! Spacious for its size, with formal dining area, bar style kitchen and cozy outdoor living spaces! The stylish kitchen boasts granite countertops, stainless appliances and custom cabinetry. Light and bright with decorative woodwork, vaulted ceilings and plank tile floors. A wonderful home for entertaining family and friends with an open living concept and backyard screened porch! The fenced backyard offers vibrant landscaping, green grass for the kiddos to play and a large paver patio for chillin' and grillin'!. . . and room for all the toys! Beach access through Ocean Hammock Park! One of the the most desirable locations at the beach! Whispering Oaks is centrally located, close to shopping, dining and just a few miles from historic downtown St. Augustine. Across the street from the tree-lined boardwalk in Ocean Hammock Park, enjoy winding streets and an abundance of nature! Easy access to beach A1A out the front gate and SR A1A out the back gate! A true one-of-a-kind community here on Anastasia Island! X Flood zone with no insurance required for financing! There is so much love about this amazing location. Rolling hills, shady streets and beautiful homes! Come see this island paradise for yourself.
Features
- Amenities: Gated
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 7841
- Style: Contemporary,Single Family Home
- Year Built: 2015
- Heating: Central,Electric
- Cooling: Central,Electric
- Approx Sq. Feet: 1,604
- Acreage: 0.18
- Lot Size: 7841
- Est. Taxes: $5,180
- HOA Fee: $695
- Lot Desc: Suburban
- Boat Access: No
- Elem. School: R.B. Hunt Elementary
- Middle School: Sebastian Middle
- High School: St. Augustine High
- MLS#: 243200
- Days on Market: 133 days
- Website: https://www.raveis.com
/prop/243200/125whisperingoakscir_saintaugustine_fl?source=qrflyer
Listing courtesy of Birchall and Company Real Estate
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
125 Whispering Oaks Cir, Saint Augustine, FL, 32080
$785,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $628,000 | $628,000 | $628,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
| Monthly Tax Payment | $432 | $432 | $432 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,178 | $4,126 | $5,257 |
| Total Monthly Payment | $4,702 | $4,650 | $5,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388